Living on a budget

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Comment by Jenn White on January 17, 2009 at 7:49pm

Wow Amy, that's good. I saw on one of my statements today that our payoff amount is so low that we just might stretch and pay it off to say we're done with it! If so, we'd be down to two also. WTG girl!

Comment by Amy on January 17, 2009 at 7:10pm

Just two more debts left...I can see the end of the snowball!!

Comment by juju on January 16, 2009 at 9:32pm

Hello,
This year I'm going to try to live on a budget... I have this tendency to buy toys while I'm shopping with my little guy. This has to stop LOL Also even if I make a shopping list I buy beyond it.

Comment by Marina Kamen on January 15, 2009 at 8:37am

http://www.marinaonline.com/new/index.php

Comment by Marina Kamen on January 15, 2009 at 8:37am

Hi moms. Living on a budget? aren't we all! as a mom of 3 who has lost 100 pounds writing music for the fitness community...I urge you get on up and move with me today. Walk in place right at your computer! Easy! burn those calories and don't spend money!
I have written & produced over 400 fitness songs for only 50 cents a
piece at
target="blank" href="http://www.marinaonline.com/new/index.php">http://www.mar
inaonline.com/new/index.php
Here is free one to get you up and started movin'!
http://www.marinaonline.com/BlogMP3/137-BPM-ReachForTheTop.mp3

Comment by Lana on January 14, 2009 at 1:50pm

Hey Everyone:

I have just started a new group called Super Moms. Are you a Super Mom?

Are you part-teacher, part-doctor, part-taxi driver, part-coach, part-cheerleader, part-housekeeper, part-boss, and part-whatever else has been handed? Have you been up since the crack of dawn after working so long into the night? Do you have the ability to invent extra hours in the day for juggling kids, schedules, housework and your job? Do you have the ability to change a dirty diaper, help with a school project and even take a conference call all at once?

If one or more of these describe you, then you could be a Super Mom. Please join us at Super Moms.

Comment by Lyn Mettler on January 11, 2009 at 7:01am

Yea for Dave!! It totally makes a difference in how you think doesn't it? Can't wait to be debt free.

Comment by Jody on January 11, 2009 at 5:22am

Well... Let's talk about "living Dave" for a minute... Yesterday my husband totaled our almost paid off 2003 Explorer. Thankfully he wasn't hurt. Unfortunately I just put $650 into that truck a week ago to get it all fixed (water pump, rear differential, half a dozen new belts). I am hoping insurance will reimburse it. The way things look insurance will pay off the loan (we have the extra coverage for that) but won't give us anything over & above that amount (plus we have the deductible to pay). Now, before Dave we would have gone out and gotten another car with a loan attached. Now we are going to find the cheapest, best running car we can for my husband to drive to work. Cash only.

So, that takes another bill off our snowball! (silver lining)
And the payment hadn't come out yet this month (it pulls on the 12th) so we set a "stop payment" on it with the bank & called Ford Credit to tell them we stopped it. (another silver lining)

Comment by Amy on January 11, 2009 at 2:42am

My husband and I took a Dave Ramsey course about a year ago.

Comment by Jenn White on January 5, 2009 at 8:22pm

I'm starting the envelope system for my household money (groceries, gas, school lunches etc). I'm hoping spending REAL money will help me be more critical of purchases at the grocery store.

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