Have you ever heard of a blog calendar with all of the important dates, holidays, special events that have occurred throughout history? I used to have a blog calendar, but I've misplaced it! If you have a link or pdf to a blog calendar, please sen...
Most of us are trying to balance work, home, and a family life. We tend not to accept the early symptoms of burnout and carry on our daily lives. More life balance tips here: http://bit.ly/yBVfs
A Marketing Advisory and Customer Relations Training Company --
Coaches You to Craft Marketing Messages Your Prospects Just Love to Buy! for more detaA Marketing Advisory and Customer Relations Training Company --for more details visit --- http://...
It takes a village ladies...let's continue to support one another in what we do as mothers. Let's share our joys and burdens. Let's walk this journey together. You are NOT alone.
Hello Ladies!
If you are into social media, blogging, facebook, etc. You need to check out Social Media Sistas! It's a free community for Black Women – Women of Color who love to blog and are seriously into social media.
Stop by and share your a...
Compass provides the infrastructure for entrepreneurially-minded women to start their own business providing women personal development through coaching services. Through the Compass web portal, our Representatives have complete access to a state ...
It takes a village ladies...let's continue to support one another in what we do as mothers. Let's share our joys and burdens. Let's walk this journey together. You are NOT alone.
Hello everyone! My name is Tamika and I am new to the group! I am a wife, mother, and step mother. I have started a blog called blended family, because I feel that experience is a good teacher. I love for people to give insight on what they are go...
Twitter Moms is so great to connect with other moms. I have a son 10 and a daughter 5 and I now work outside the home after being a stay-at-home mom for several years. I am still trying to figure the work/life balance. Just really grateful to be alive and not taking any days for granted. I collect quotes. I read a lot. Yes I admit it - I love chick lit and recently discovered mom lit. But I do read a variety of genres. I enjoy cooking with and for my family.
What kinds of things do you typically Twitter about?
African American interest, women and parenting
What are your areas of interest?
mommyhood, business, blogging, crafting, twitter, fashion and beauty, writing
Comment Wall (63 comments)
You need to be a member of twitter moms: the influential moms network to add comments!
At 2:42pm on September 24, 2009, Mommy Dearest said…
Hi,
I'm Mommy Dearest and I contribute here and would love to have you check out my new site, Mom-me-dearest.com! Bless us and we're sure to bless you back.
Hi Linda! I'm Beatrice. Here for all of the Moms interested in recovering their pre-child figure. My garments correct the posture, lift the breasts, flatten and strengthen the abdomen, eliminate all back fat as well as lift and firm the rear. With consistent wear, healthy eating, and light exercise, the garment will mold the body into a more appeasing shape. For more info feel free to message me or email me at ardyssintrep@yahoo.com.
Hope that you are enjoying Motherhood. :-)
Here's my latest blog. Stay educated with the credit game.
The dangers of a secured credit card
A secured credit card is used only for the purpose of rebuilding your credit. Most banks will charge you a start up fee for the card. This fee can range from $20.00 to $200.00.
The consumer is paying to have a credit card that will charge them interest on their own money. A secured card reports to your credit card just like a real credit card. In some cases it will show secured, but not often. This depends on the company that you get the card from.
My question to many consumer is why would you want to pay interest on your own money? This makes no sense at all. Also, why would you use a card that will lower your credit score when you use it? Most secured credit cards have a minimum deposit of $200.00 or $300.00 deposit. So, when you use more than half of the limit, your score will go down.
More dangers to beware of below:
The company will charge you a high interest rate.
The company will charge you a set up fee, just for the card.
The company will charge you a late fee on your own money if you don’t make the payment on time.
The company will report you late on your own money when you miss a payment on your money.
The only way a secured card will benefit you is when you do not use the card. Let the card work to your advantage. Let the bank pay you money on the secured card, so you gain money. If you are trying to REBUILD your credit this is an excellent way to rebuild your score and make money.
However, you want to use the card to your advantage and the intended purpose. My advice would be to use a secured card like a saving account. Dump any money on the card that you want to save for about a year or longer, just enough for you to rebuild your credit.
Next, pull all your money off the card and close the account (all at once). Remember, the key to credit is playing the credit game. If you do not know the rules, you will loose.
The real question with secured cards is “how much do you want to loose”? One year two years, three years, or forever. Remember, you will pay a yearly fee for that card. If your are paying $59.00 a year, that will cost you around $295.00 for five years.
Last, make sure you get a secured card that has a good interest rate, so you earn more money. Also, one that has a maximum high limit. For example, you can put up to $5,000.00 on some secure credit cards. Most cards have a set limit on how much you can put on the card. So get one that you will benefit from. More blogs like this at www.creditadviseforyou.com